Our Services
At DES Financial Group, we provide assistance in the following areas:
Investments & Accounts:
- Individual Stocks, CDs, Bonds, Municipal Bonds, Treasuries, Government Sponsored, ETF, REIT, Limited Partnerships
- Mutual Funds including Load or No-Load, Closed or Open, Managed or Unmanaged, UIT
- Annuities including Fixed, Indexed, Variable, and Immediate
- Fee-Based or Brokerage accounts, SMA programs, IRA, Roth IRA, Trust, Partnership, Corporate, Non-Profit, Custodial, 529, Coverdell, Coogan
- Small Business Retirement Plans, SEP, SIMPLE, 401k, 403b, Safe Harbor, Profit-Sharing, Defined Benefit
Financial Planning & Consulting:
- Comprehensive Financial Planning following a six step planning process from the practice standards set forth by the Certified Financial Planner Board of Standards, Inc.
- Financial Consulting for Tax Planning, Investment Planning, Retirement Planning, College Planning, Estate Planning, Cash Flow/Budgeting, Business Planning, Special Needs Planning
Insurance:
- Life Insurance including Term, Permanent, ILIT, LIRP, Buy/Sell, Charitable Giving
- Long Term Care including California Partnership Plans
- Disability Insurance